Thursday, October 30, 2008

The Top and Popular Cash Back Rewards Cards

If you spend a lot on your credit card, then cash back rewards cards are for you. These special credit cards will enable you to earn great savings on your purchases. However, not all cash back reward cards offer the best deals. For this reason, everyone is advised to shop around first and compare credit cards before signing up for one.

To help you come up with a better list of choices, here are the top and most popular cash back reward credit cards that you may want to consider.


Blue Cash from American Express
Blue Cash gives additional cards which you can distribute to your family members so you can earn more points at a faster rate. This reward credit card gives 5% cash back on all types of purchases including gas stations, drug stores, grocery stores and other merchants. It offers a 0% introductory APR for a six-month period and guarantees a low interest rate when the introductory period ends. It does not have an annual fee and you are not required to make a minimum amount on purchases in order to qualify for the rewards.
(Read Full Review of this card)


The Discover® Gas Card

If you spend a lot on your gasoline purchases, the Discover Gas Card can be great for you because it gives 5% cash back on all gas station purchases. Not only that, if you choose to redeem your rebates from affiliate merchants, the rewards you earned will be doubled. It also comes with 0% introductory APR on purchases and balance transfers as well. You can be assured of protection against fraud with its 0% liability policy. Even if you don’t have an excellent credit, you can still qualify for this gas reward card. However, it does have a minimum spending requirement in order for you to avail the 5% cash back.
(Read Full Review of this card)


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Wednesday, October 8, 2008

Cash Back Credit Cards – Where is the Money?

When considering a reward credit card, most people prefer to get a cash back credit card. This is because, cash back credit cards provide more options and flexibility for the card holder. While not everyone frequently travels and not everyone drives his own car, cash back cards have become more popular than Frequent Flyer Miles credit cards and Gas Rewards credit cards.

Cash back credit cards give card holders their incentive in terms of cash or money points. Each time the card holder makes a purchase, the purchase amount has a corresponding cash amount that can be used to make new purchases or pay other bills. For this reason, anyone can be an ideal candidate for a cash back card.

Making the Choice

Every credit card issuer offers its own cash back program. Obviously, each cash back credit card also has its own terms and conditions to follow. Knowing this, everyone is advised to take their time in researching about these terms and comparing each credit card from the other.

Today, you can find review sites that are exclusively dedicated to providing reliable credit card reviews for consumers. Usually, these sites are categorized according to the type of credit card you’re looking for. For instance, if you’re looking for a cash back credit card, you should check out the page that is focused on reviews about the different cash back cards in the market. Through these review sites, comparing credit cards become easier. Once you’ve narrowed down your choices, based on the reviews you’ve read from the site, then you can start visiting the credit card’s official website for further examination.

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Thursday, October 2, 2008

How to Compare Cash Back Credit Card Offers

Cash back credit cards are great because of it gives holders the chance to earn rewards from everyday purchases. But with the number of cash back offers in the market, which one should you choose?

Comparing different cash rebate credit cards can be confusing as credit cards may appear to be all the same at first glance. Still, if you take a closer look, you’ll see the differences and the advantages that each card have over the other. In this article, let’s pay more attention to specific cash back credit cards available today. We’ve also included some tips on how you can compare different credit cards with cash back rewards correctly:

Comparing Popular Cash Back Credit Cards

Discover® was the first credit card issuer who introduced cash backs to consumers. Since then, other credit card issuers followed suit with their own cash back offers. In the past years, cash back cards only offer 1% rebate but today, you can find credit cards with as much as 5% rebates offer.

For instance, the Citibank Dividend Rewards MasterCard® and the Blue Cash® Card from American Express® are enjoying huge popularity, particularly because both has a 5% cash back bonus offer on everyday purchases such as gasoline, drug store items, and groceries plus a 1% rebate on all other purchases. Nevertheless, comparing cash back credit cards should not solely be based upon the percentage of cash back rewards.


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